Friday, June 10, 2005

WAR! Good God y'all, it's not covered

So I'm buying a house and looking at Home Owner's Insurance. Good to know they exclude pet damage and, oh yeah, WAR.


StructuresResidence, attached/built-in garage

Includes structures you own that are not attached to the house, such as storage sheds, fences and barns.
Motor vehicles such as your lawn mower or motorized wheelchair are covered, but your automobile must be covered by a separate auto insurance policy.
Some excluded perils:
Earthquake, except by special endorsement
Pet Damage
Damage by birds, rodents, and insects
Pollution damage
Water damage resulting from flood or sewer backup, except sewer back up coverage by a special endorsement
Deliberate damage you do to your own or someone else's property
Normal wear and tear

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